Chase Marriott Rewards® Premier Visa®

4.8 / 5

At a Glance

  • Sign up and get 4 free nights
  • No foreign transaction charge
  • 5 Marriott points for every dollar

Hits

  • Huge sign up bonus
  • After the first year, enjoy one free night every year
  • The only rewards credit card with no foreign transaction charges
  • Over 3,700 Marriott locations

Misses

  • First year annual fee is waived, after that it's $120
  • 30,000 points can take 8 to 10 weeks after the first purchase

4 Free Nights!!!

Chase Marriott Rewards® Premier Visa® Review

Marriott Rewards Visa Canada

Marriott Premiere has two amazing positives. First, you get serious day one value with no first year fee, which really puts rest to the claim that you cannot get something for nothing. And what do we mean by serious value? Get yourself up to four free nights at a Marriott brand hotel OR 10,000 free Aeroplan points for the price of a cup of coffee. THAT kind of value.

Second, the card waives the standard 2.5% foreign transaction fee, one of two cards in the market – the other being Roger’s Platinum Cashback – offering 0% on non-Canadian dollar purchases.
Thank you Chase, thank you Marriott.

Marriott Sign up Bonus

It’s high time a credit card gives you real value and all you need to do it qualify and get approved. To qualify you must earn $30,000 income. After approval, get showered with a 30,000 first purchase welcome bonus. With no minimum purchase this sign-up bonus just got you four free nights at a category one Marriott hotel. Get excited, pack your bags and don’t forget your sunglasses.
Upon your first use of the card, you will be granted 30,000 free marriott reward points after your first purchase. Three points can be used to redeem nights at any of the Marriott properties, which include:

  • The Ritz Carlton
  • Sheraton
  • Westin
  • W Hotels
  • Le Meridien
  • Renaissance
  • Delta Hotels
  • All Marriott Brands – Residence, Courtyard, Fairfield, Towneplace, etc
  • St Regis
  • And more properties

So basically, this card will grant you points that can be used most anywhere you are traveling, whilst offering a range of luxury or economic options to suit your needs.

Hotels are separated into categories based on location and brand, and each category has a corresponding point requirement per night.

Points Per Night

CategoryPoints
1 7,500
2 10,000
3 15,000
4 20,000
5 25,000
6 30,000
7 35,000
8 40,000
9 45,000

Obviously you are not getting a night at the Ritz for 7,500 points, but the Marriott group hotels all adhere to a level of quality, cleanliness and service which means you’ll never be sleeping in any fleabags.

Point Saver Program

And don’t forget that the marriott loyalty program – not to be confused with the card we are currently discussing – can be used for additional discounts on the points required by categories. According to the point saver site, members enjoy up to 33% savings on the number of points required.

10,000 Free Aeroplan Points

After the Marriott/Starwood merger, the umbrella group instituted a point conversion plan to expand the choice of hotels offered under both Starwood and Marriott loyalty programs. Every three Marriott points can be converted into one starwood point, which are obviously worth three times as much. Starwood points can be converted on a 1-to-1 basis to a large number of different frequent flyer programs, including Aeroplan.

So yes, Aeroplan collectors – get the Marriott card, buy yourself a cup of coffee, and get 10,000 free Aeroplan points.

No Foreign Exchange Fee

While not as glamorous as the 30,000 free points, the foreign exchange fee waiver is exceptional value, which is only offered by the Marriott Premiere and one other credit card in the Canadian market. That is a straight saving of 2.5% on every purchase you make in non-Canadian currencies.

Earn Rate

Marriott PropertiesAirlines, Restaurants, Rental CarsEverything Else
5 points per dollar Two points per dollar One point per dollar

Free anniversary stay

Stay for one night every year on the house. Marriott offers you a voucher for a category 1-5 hotel every year on your card activation anniversary.

Redeem Four Nights and Get One Free!

If you save enough points to get yourself four nights on points, the fifth night is tacked on by Marriott for free. And don’t forget, enroll in the PointSaver program and you’ll get those nights anywhere between 20%-33% cheaper in points.

Bump it Up

Silver Elite Status comes with the card, which basically starts off your annual night clock at 15. Not only does this boost your points earned on stays and give your priority checkin, it gets you that much closer to gold levels (35 more nights rather than 50!), were you get all kinds of pampering benefits.

Closing Balance

Yes, it is a hotel card which sort of limits the demographic. However, point transferability means that you needn’t limit free points to hotel stays – though if you ever do stay in hotels then this card is gangbusters – and the foreign transaction fee waiver is good for anyone. The Marriott Premiere Visa Rewards card probably offers the most free value of any card in the market. Why would you not take advantage of it?

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