Canadian Tire Mastercard

4 / 5

No Annual Fee

At a Glance

  • Nice savings from Canadian Tire rewards
  • Zero annual fee


  • No annual fee
  • Earn up to 3% cash back from Canadian Tire stores, Canadian Tire gas bars and Mark’s Work Wearhouse/L’Équipeur stores


  • Rewards program rounds everything down afyer $10. Example; purchase of $29 is rounded to $20
  • 1.5% rewards only applies to purchases over $24,000
  • Website is not user-friendly and and lacks transparency for detailed terms and conditions
  • Scams surround this credit card. Everything from falsely opening an account when told they are only engaging in a survey or promises of gift

Canadian Tire Mastercard Review

The Skinny

Rebuilding your credit? This is the card for you! With no annual fee Canadian Tire offers those with a bad credit score a nice rewards program. They even tend to raise limits fairly fast for healthy accounts. if you do have a good credit score there are better credit cards on the market.

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