Canadian Tire Mastercard

4 / 5

At a Glance

  • Nice savings from Canadian Tire rewards
  • Zero annual fee


  • No annual fee
  • Earn up to 3% cash back from Canadian Tire stores, Canadian Tire gas bars and Mark’s Work Wearhouse/L’Équipeur stores


  • Rewards program rounds everything down afyer $10. Example; purchase of $29 is rounded to $20
  • 1.5% rewards only applies to purchases over $24,000
  • Website is not user-friendly and and lacks transparency for detailed terms and conditions
  • Scams surround this credit card. Everything from falsely opening an account when told they are only engaging in a survey or promises of gift

No Annual Fee

Canadian Tire Mastercard Review

The Skinny

Rebuilding your credit? This is the card for you! With no annual fee Canadian Tire offers those with a bad credit score a nice rewards program. They even tend to raise limits fairly fast for healthy accounts. if you do have a good credit score there are better credit cards on the market.

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